team

Rafat Y. Hammad

Manager – Risk Management, Compliance and Quality Control Department

Rafat Hammad was appointed as the Risk, Compliance, and Quality Control Manager at JICO in January 2018, and is a member of the company’s executive management team.
Hammad has over 15 years of experience in the region’s insurance, finance, and banking industries. Most recently he served as the Financial Expert at Insurance Authority of the United Arab Emirates where he managed the Technical and Financial Supervision Department. Prior to that, Hammad held various roles at the Insurance Commission of Jordan, Union Bank for Investment and Saving, Arab Jordan Investment Bank, Cairo Amman Bank.
He was a member of the IFSB committee related to Risk Management in Takaful, and a member of the Insurance Commission Technical Committee related to Insurance Commission Life and Medical Insurance.
Hammad earned his Master’s degree in Accounting from Jadara University (2015) and his bachelor’s degree in Banking and Finance from Al-ElBIET University (2000). He also received his Diploma in Insurance CII (Chartered Insurance Institute) from the Bahrain Institute of Banking and Finance (2014).